GUIDE / TEAM

A digital team alongside your people.
Who does what?

Updated 3 October 2026

The short answer

A digital team of specialists (a CFO, a lawyer, a strategist) is fast, broad and always available: it looks things up, runs the numbers, compares and makes the first draft. Judgement, negotiation, relationships and accountability stay with people; the Dutch professional bodies for accountants and IT auditors say it literally: the professional keeps full responsibility. Together it works best when it is agreed in advance who owns which answer.

What each is strong at (as of 2026)

TaskDigital specialistPerson
Looking things up in figures, contracts and filesfast and broadchecks by sampling
First analysis and draftstrong; speeds up the researchinterprets and advises
Spotting anomaliesas a first filterdecides what is an error
Judgement under uncertaintya starting point, not a final answertakes the decision
Negotiation, relationships, oversightnoalways
Accountability and signingnoalways

Why the balance lies here

On an independent test of tasks for a junior financial analyst, the best models scored about 64% in June 2026: strong at looking things up, still regularly wrong on the rest. In a study of checking annual figures, most models rejected figures that were in fact correct. And 86% of knowledge workers say they use AI output as a starting point, not a final answer.

How they strengthen each other

The person first forms an expectation, the digital specialist shows the source of every figure, and the person checks by sampling. People who use AI to understand learn more from it than those who delegate everything; and those who stay sceptical find errors better. We set up that way of working at installation.

For analysis, standalone AI tools are very good too. They do not offer that in combination with a team that already knows your figures and files, is tuned per field to your rules, and where it is agreed in advance who owns which answer.

What tailored makes possible

Calling team members by name, having several think along at once, teaching a team member something (“CFO, from now on start with cash flow”) and setting tone, sources and limits per team member: available now. Adding a team member for your field: available now, from Executive. The same team behind several people in your organisation: on request, in the Organisation edition. A fixed route to your own human colleague, so that a question beyond the limit reaches the right person: on request, together with the client.

Frequently asked questions

What is the difference between an AI assistant, an AI agent and a digital team?

An assistant answers and arranges things for you; an agent carries out a series of tasks on its own; a digital team is several agents, each with a field, that you address by name and that can think along together.

Does a digital team replace my people?

No. It takes over research and preparation; judgement, negotiation, relationships and accountability stay with people.

Who is on your team?

See the team members, or discuss which you would add.

Sources

  1. Vals AI, Finance Agent benchmark (as of 4 June 2026)
  2. FinVerBench, preprint on language models checking annual figures, May 2026
  3. NBA and NOREA (Dutch professional bodies), AI guideline 2, 4 June 2026 (in Dutch)
  4. Microsoft, Work Trend Index 2026, 5 May 2026
  5. Stanford HAI, AI Index Report 2026
Next question in the guide

Which technology, and why?